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What's the difference between a pre-authorization and a captured charge?
What's the difference between a pre-authorization and a captured charge?
Eric Plamondon avatar
Written by Eric Plamondon
Updated over 8 months ago

A pre-authorized charge is a transaction occurring with the Credit Card institution, validating and reserving a booking amount, on the client’s Credit Card. No funds have been transferred, only reserved.

A captured charge is a transaction occurring with the Credit Card institution, in which funds are transferred from the institution to your Stripe account.

MioCommerce will ONLY pre-authorize credit cards.

It is important to note that the customer MAY see all pre-authorizations on their online account or statement.

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