MioCommerce allows you to charge a customer using a credit card for a one-time payment directly from the web or mobile app. This payment method is designed for situations where you do not want to save the customer’s card for future use.
Overview
One-time credit card payments let you securely collect payment for a single transaction. After the payment is completed, the credit card information is not stored in the system.
This feature is ideal for:
One-off services
Manual or ad-hoc charges
Situations where customers prefer not to save a card on file
How It Works
When charging a customer, a new payment option is available when you choose to process the payment using MioPay (powered by Stripe).
Steps
Start the charge flow for the customer and select MioPay (Stripe) as the payment method.
Choose Charge with New Card.
Enter the customer’s credit card information.
When prompted “Save this card for future use?”, select No.
Complete and confirm the payment.
Mobile App Note
On the mobile app, Apple iPhone users can use the camera to scan the credit card. After scanning, manually enter the CVC number to complete the payment.
Once the transaction is processed successfully, the card details are automatically discarded.
Important Notes
The credit card is used only for the current transaction
Card details are not saved for future payments
Future charges will require the customer to re-enter their card information
This feature is available on both web and mobile platforms
Security & Compliance
All one-time credit card payments are processed securely using industry-standard encryption and payment security practices. Sensitive card data is never stored after the transaction is completed.
When to Use One-Time Payments
Use this option when:
You need to collect payment immediately
A recurring or saved payment method is not required
The customer requests a one-time charge only
If you plan to charge a customer regularly, consider using a saved payment method instead.